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Loans & Mortgages


At Waldo State Bank we offer a variety of agriculture loans including operating lines of credit, machinery and equipment and agriculture real estate loans.


Waldo State Bank offers a variety of commercial lending tools to help finance all areas of your business. We offer operating lines of credit, inventory or equipment purchases and real estate loans. We offer SBA guaranteed loans as well.


Waldo State Bank offers various types of consumer loans including auto loans, personal loans, consolidations loans, etc., all at competitive interest rates.

Real Estate

Waldo State Bank offers a variety of home real estate loans to fit all of your needs including in house loans as well as secondary market fixed rate loans of various terms. We also offer home equity, construction, and home improvement.

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