Christmas Club

  • Interest is compounded and credited annually. If a withdrawal is made before payout in October, the account will be closed and interest forfeited.    
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day from the first day of the deposit.
  • Contact us for current rates.
  • No minimum to open your account.  Maximum balance is $7,500.00.
  • One Christmas Club Account per Tax Identification Number.