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Checking Accounts

Regular Checking

  • A minimum balance of $50.00 is required to open these accounts.
  • These are non-interest bearing accounts.
  • Your check-printing fee will depend on the style of check ordered.

Interest Bearing Checking

  • A minimum deposit of $750.00 is required to open this account.
  • You must maintain a $750.00 balance in the account each day to avoid a monthly maintenance fee of $5.00.
  • You may make unlimited transactions.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest will be compounded and credited to your account each month at statement cycle. If you close your account before interest is credited, you will forfeit the interest accrued to that day.
  • Interest begins to accrue no later than the business day we receive credit for the deposit on the non-cash items (checks).
  • Your interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on your account at any time.
  • Contact us for current rates.

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